Blogger BlogNet71256

Home Business Ideas

0 comments Published Friday, August 22, 2008 by bloggerblognet22596.

Start your own home business. PROVEN, legitimate home business ideas and work at home income opportunities. This site will demonstrate an INTERNET BUSINESS, an Online Home Business that can WORK FOR YOU.

Home Business
Home Business Ideas
Online Home Business

Apostille.net United States Apostille Service.

0 comments Published by bloggerblognet22596.

United States Apostille Services. Apostille.net provides notary apostilla services in the United States for those who are in need of apostille services.

Apostille
Apostilla
Notary

Residential Real Estate Appraiser Secrets - What is the Code Exactly in Real Estate Appraising

0 comments Published by bloggerblognet22596.

Yesterday, a press release came out from the Office of the New York State Attorney General Andrew M Cuomo regarding the formation of the "Code", or the New Home Valuation Protection Code, which prohibits Mortgage Brokers from selecting appraisers, prohibits Lenders from using in-house staff appraisers to conduct initial appraisals and further prohibits Lenders from using appraisal management companies that they own or control. Fannie Mae and Freddie Mac entered into cooperative agreements requiring them to only use lending institutions who adhere to the "Code." Banks will be required to adhere to this "Code" as well.

I am very excited to see how this "Code" will affect appraisers all over the country. I know that Landsafe, Countrywide's appraisal management company took a great deal of business away from outside appraisers here in Southern California who did not want to accept their guidelines and fees. With gas prices at an all-time high here in Los Angeles, what appraiser can afford to only accept $225 for an appraisal? Don't ask me what kind of car I drive!

These guidelines could really change the way appraisers do business in a positive way. There should be little conflict between appraisers and their adherence to USPAP since the lenders will not be trying to twist our arms to make our appraisals conform to their guidelines and regulations. Another appraiser I know says that appraisers should stay away from appraisals for loan purposes. I think that the "Code" will help appraisers work better with lenders. I also think it will help us do our jobs better.

And for more information about appraisals and appraisers, visit http://www.appraisalgroupsocal.com

Dawn R Walker, Certified Residential Real Estate Appraiser in the Los Angeles area of Southern California

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